At Micro Lenders, protecting your privacy is one of our highest priorities.
We want our readers to feel confident when they engage with our blog.
Our website is designed exclusively for educational purposes and it provides explanations, simplified breakdowns, and neutral perspectives about investing concepts, saving strategies, and the power of small contributions over time.
This Privacy Policy explains how we process information collected through our platform, how cookies and third-party services operate, what rights users have under the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA), and how to reach us for any privacy-related concerns.
Effective Date: [yesterday_date]
Data Collected
We keep the scope of data collection minimal.
Micro Lenders is not a platform for selling, advertising products, or collecting sensitive personal data.
Information You Provide
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When you email us directly or use the contact form, you provide information such as your name, email address, and the contents of your query or feedback.
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Additional details you volunteer, such as context for your question or suggestions for future topics, are collected only to answer your query.
Information Collected Automatically
When visiting microlenders.live, some information is collected automatically for analytics and performance:
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IP address (stored in anonymized form where feasible).
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Browser type and operating system.
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Device type (PC, tablet, or smartphone).
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Referral source (how users found the site).
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General site behavior such as article views, time spent, and clicks.
No Sensitive Data
We do not collect highly sensitive information such as passwords, bank details, health records, or government IDs.
Micro Lenders is solely an educational content blog.
Cookies Usage
Cookies improve website performance and usability.
Like many websites, we use cookies to understand how our blog is used and enhance the reader experience.
Types of Cookies We Use
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Essential Cookies: Necessary for the site to load correctly and function consistently.
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Performance Cookies: Help us track anonymous usage statistics so we can refine reading experiences.
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Preference Cookies: Save browser-based settings for returning visitors.
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Third-Party Cookies: Generated through trusted services like Google Ads, Analytics, and reCAPTCHA.
Control Over Cookies
Users can manage cookies through their browser settings.
Disabling certain cookies may limit functionality, but essential articles and material will always remain accessible.
Google Services
Micro Lenders uses several Google services to sustain performance, security, and transparency.
Google Analytics
This service collects anonymous usage patterns to help us understand how visitors engage with our pages.
It tells us which guides are most popular and helps optimize future articles.
No personally identifiable information is analyzed directly by us.
Google Ads
Advertising through AdSense keeps our website sustainable.
Ads are displayed contextually based on the page—not based on invasive tracking of an individual’s browsing behavior.
We do not sell your personal information to Google or third parties.
Google reCAPTCHA
Our contact forms are protected by reCAPTCHA to distinguish between human users and automated systems.
This prevents spam and protects site integrity.
All these services are used strictly under Google’s policies and limited to legitimate educational operation.
How Collected Data is Used
The limited information Micro Lenders processes is used solely for:
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Replying to inquiries submitted through our contact form or via email.
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Monitoring website performance and anonymized user behavior for improvements.
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Preventing spam or misuse of communication features.
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Ensuring compliance with legal obligations if required.
We never use collected data for profiling, creating financial recommendations, or data resale.
User Rights Under GDPR
If you are located in the European Economic Area (EEA), you enjoy specific rights under GDPR.
These include:
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Right to Access – You can request a copy of all personal data we hold about you.
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Right to Rectification – You may update or correct inaccurate or incomplete information.
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Right to Erasure – You may request deletion of your personal data when it is no longer necessary.
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Right to Restrict Processing – In certain situations, you can require us to suspend processing of your data.
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Right to Data Portability – You may ask for your data in machine-readable format.
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Right to Object – You may object to non-essential data processing, such as analytic tracking.
You may exercise these rights by emailing privacy@microlenders.live.
User Rights Under CCPA
If you are a resident of California, you are granted the following rights under the California Consumer Privacy Act (CCPA):
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Right to Know – Request disclosure of the categories of personal data collected, its sources, and our purposes for processing.
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Right to Delete – Request deletion of your personal data except as legally required for compliance.
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Right to Opt-Out – While Micro Lenders does not sell data, CCPA affirms your right to opt out of the sale of information.
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Right to Non-Discrimination – We will never restrict access to our educational resources because you exercise privacy rights.
Users may send requests to privacy@microlenders.live regarding any of these rights.
Children’s Privacy
Micro Lenders is built for students, young professionals, and investors starting their learning journey.
We do not knowingly collect personal data from children under the age of 13 (or the age of digital consent in applicable jurisdictions).
If we discover that children’s data has been collected inadvertently, we will remove it immediately.
Parents or guardians with concerns should contact us directly, and we will take corrective measures without delay.
Data Retention
We keep personal data only for as long as necessary to fulfill its intended purpose.
Examples include:
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Contact form submissions: Retained only until queries are resolved, unless required for compliance documentation.
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Analytics data: Retained in anonymized, aggregate form for identifying long-term usage trends.
After data is no longer useful, we securely anonymize or delete it.
Data Security
Security is fundamental to our privacy approach.
Although no online system can guarantee perfect safety, we adopt reasonable technical and organizational measures, such as:
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Restricting access to emails and communications strictly to permitted administrators.
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Monitoring site usage patterns to identify malicious or spam-like activity.
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Using modern hosting structures with protective protocols against unauthorized access.
Readers are encouraged to maintain personal browsing safety practices, such as using updated browsers and antivirus software.
Third-Party Sharing
Micro Lenders does not sell personal data to third parties.
Information is shared only in extremely limited cases:
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With Google services like Ads and Analytics solely for operational purposes.
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With lawful authorities if compelled by an enforceable legal requirement.
We avoid all unnecessary sharing to maintain user trust.
Policy Updates
Privacy policies are reviewed and updated periodically to comply with new regulations and evolving best practices.
Whenever we make an update, a revised effective date will appear at the top of this page.
Effective Date: [yesterday_date]
Contact Information
If you have any privacy concerns, want to exercise your GDPR or CCPA rights, or need clarification, please reach us at:
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Privacy & Legal: privacy@microlenders.live
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General Queries: contact@microlenders.live
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DMCA Issues: dmca@microlenders.live
We handle every privacy-related communication respectfully and within reasonable timeframes.
Final Statement
At Micro Lenders, we are honored that readers trust us for insights into investing concepts explained with clarity.
We protect that trust through strict compliance with GDPR and CCPA, minimal and transparent data collection, and safeguard measures around privacy.
By using this site, you agree to the practices and safety standards outlined in this Privacy Policy.
We encourage you to exercise your rights freely and contact us whenever you have concerns.
Our mission will always remain to build responsible awareness around savings and investing literacy, while treating privacy with the seriousness it deserves.
Thanks for reading! Privacy Policy you can check out on google.